Legal Question in Credit and Debt Law in California
Being sued by creditor
I am being sued by a credit card company for $6,000. Am a widow, disabled and on a VA pension/SSI for $830 a month. I cannot pay this debt. I have no assets. Should I write a letter explaining my situation to the creditor's attorney? Can they garnishee my checking account if getting a judgment?
Asked on 7/09/06, 10:57 am
1 Answer from Attorneys
Robert Mccoy
Law Office Of Robert McCoy
Re: Being sued by creditor
No, yes. A letter will do you no good other than to put the creditor on notice that you have funds in a bank account that the creditor will seize. I think your best option may be to open a bank account in the name of a trust. See if you can get the Soc. Sec. Admin. to make a direct deposit into a trust.
Answered on 7/10/06, 1:00 am