Legal Question in Credit and Debt Law in California

i am being sued by a creditor. i am going to file to respond. i met with a bankruptcy lawyer and he was pushing chapter 7. i do not have a job and spoke to the creditors about my situation. i was told that there is nothing they can do about the law suit. my question is...can my wages be garnished once i get a job. i do not want to file chapter 7 but i was also reading that that the judgment will be on my credit report. the bankruptcy lawyer told me to ignore the summons and that it was a waste of time, but i also read it could be a lot worse if i ignore the summons. i am so confused and do not know what to do.


Asked on 7/10/12, 10:56 am

1 Answer from Attorneys
Scott Jordan Jordan Law Office

Do not ignore the summons. You need to act in some fashion.

You asked if your wages can be garnished once you get a job. The answer is yes, they can.

I would suggest you call another bankruptcy attorney and schedule a consultation for a complete review of your financial condition to determine whether bankruptcy is right for you. The small cost of the consultation will go a long way to resolve your confusion and put you in a direction towards financial freedom.

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Answered on 7/10/12, 11:18 am


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