Legal Question in Credit and Debt Law in California

You should have a lawyer take a look at the loan papers and the complaint and see if the four-year statute of limitation has run from the last payment date. You should index your name on the court's website to see if anything else is going on with the case or another case against you.

I agree with the above, if you would like to discuss this please feel free to call my office at 818 345-0123. Please also note that as a general rule you will need to answer a lawsuit within 30 days of service.