Legal Question in Credit and Debt Law in California
Being sued for past debt.
Hi. I collection agency is having an
attorney sue me for a past due
amount on my credit card. The
attorney has filed suit in superior
court and a settlement conference is
set for July. I would like to make an
offer to settle on this debt now but
not sure how to go about doing this.
1 Answer from Attorneys
Re: Being sued for past debt.
If there's plenty of time before you have to answer (30 days from date of service), then you can make an offer. Even if it's close to the deadline, the attorney might offer to stipulate to whatever agreement you reach and, if you miss a payment, then judgment for the full amount owed would be due and payable. It would be wise to make an offer within your means to pay. And, if you fully pay whatever you agree, then the case will be dismissed with prejudice (can't file it again). Get it all in writing.
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