Legal Question in Credit and Debt Law in California
being sued for tenant
i have a home that i rent out. This tenenat has bought a car but no longer making monthly payments on the vehicle I have the finance company calling me and threatening me for the payments I am the landlord,Can they do this? Am I responsible?
3 Answers from Attorneys
Re: being sued for tenant
You definitely are not responsible for any car payments. Tell the collection company never to call you again, and they have to stop. If the tenant isn't paying the rent on time, you might consider eviction -- but that's another issue.
Re: being sued for tenant
Unless you were a cosigner on the loan, you cannot be held liable for the car payments. It sounds like the collection agency is using intimidation tactics to either get information about the tenant or to get you to put press on the tenant to pay up.
I would write a letter to the collection agency tell in them that you dispute any liability for the debt. In your letter, you should also demand that they never contact you again. If that doesn't do the trick, a sternly worded letter from your attorney should take care of it.
Re: being sued for tenant
No, they cannot do this. Tell them to stop contacting you. You can find a sample at www.budhibbs.com. Then, if they still contact you or sue you, you should talk to an attorney about suing them for FDCPA or Rosenthal Act violations.