Legal Question in Credit and Debt Law in California

Suing for credit card default

My husband is in arrears on a credit

card which went into default over four

years ago. When we put him on my

bank account recently, the money in the

account was seized and we were told

there was a default judjment against

him. He was never served or notified of

this judjment and the court papers have

a wrong address for us. What can we

do legally to have this overturned?


Asked on 12/18/06, 11:46 am

4 Answers from Attorneys

Carl Starrett Law Offices of Carl H. Starrett II

Re: Suing for credit card default

To the extent that the money was yours, you need to file a claim for it with the Sheriff's Department as soon as possible. Your husband should also immediately retain an attorney to review the court's file and see if there is still time and legal grounds to file a motion for to set aside the default judgment.

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Answered on 12/18/06, 12:56 pm
Matthew Mickelson Law Offices of Matthew C. Mickelson

Re: Suing for credit card default

You're going to have to make a motion to vacate the judgment based on the fact that your husband was never served with the lawsuit. This may or may not be possible depending on when the judgment was entered, but in any event you're going to have to move quickly at this point to try and set aside the judgment.

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Answered on 12/18/06, 1:05 pm
Joel Selik www.SelikLaw.com

Re: Suing for credit card default

Need to do motion to set aside judgement as soon as possible.

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Answered on 12/18/06, 1:10 pm
Robert Mccoy Law Office Of Robert McCoy

Re: Suing for credit card default

You can bring a motion to vacate the default and default judgment and to recall the writ (to get your money back). The motion to vacate can be based upon the grounds of equity (for which the only time limit is unreasonableness on your end). Or, you could file bankrupcy and bring a motion to avoid lien (which would get your money back so long as the sheriff has not disbursed it yet).

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Answered on 12/18/06, 5:35 pm


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