Legal Question in Credit and Debt Law in California

summons

I am being sued by Capital One, for 9383.81. I just recieved a summons what do I do? The summons says I have 30 days to file a written responce....Waht is this all about, do I need a lawyer?


Asked on 2/28/09, 9:09 pm

1 Answer from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Re: summons

Depends. You may need a lawyer if the debt is more than 4 years old, you have some other legal defense, or if your debt situation is such that you might want to consider a Chapter 7 or a Chapter 13 bankruptcy. If the debt is legitimate and you were advised by a bankruptcy lawyer that bankruptcy is not for you, your only option is probably to attempt to negotiate a lump sum payment with the creditor.

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Answered on 2/28/09, 9:29 pm


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