Legal Question in Credit and Debt Law in California

vehicle repo in CA

I had a dirt bike repo 5 years ago, and recently a collection agency has started calling a threating to sue my and garnish wages. Can they do that......what is the statute of limitations in CA for collecting on repo'd vehicles?


Asked on 10/13/08, 8:08 pm

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: vehicle repo in CA

The statute of limitation for breach of a written agreement is 4 years from the breach or the last payment, whichever is later.

If it's more than 4 years, as you suggest, they cannot collect a dime. Have an attorney send them a letter telling them to leave you alone, or you'll sue them under the Fair Debt Collection Practices Act for its violation.

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Answered on 10/13/08, 9:16 pm


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