Legal Question in Credit and Debt Law in California
Vehicle repossession lawsuit
I fell behind in payments on a vehicle and understant that the vehicle will be reposessed. However, I have not received any notice of any attempt by the finance co. to repossess the vehicle other than a subpeona I recieved two days ago to appear in court today for a civil lawsuit claiming I have been hiding the vehicle. I'd rather not go to court. Could I still call the attorney for the finance company and surrender the vehicle since the trial doesn't start for 5 hours?
2 Answers from Attorneys
Re: Vehicle repossession lawsuit
You can always surrender the vehicle.
Good luck.
Re: Vehicle repossession lawsuit
Yes, you could surrender the vehicle, but then they will get a judgment against you for money. Your better bet would be to offer to surrender the vehicle in return for them agreeing to not sue you for a deficiency balance.
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