Legal Question in Credit and Debt Law in California

Vehicle Repossession over 4 years ago

My leased vehicle was repossessed in October of 2002. I have been receiving calls from a Law firm collection agency and another collection agency and someone told me to send a cease and desist letter. Will this work and hasn't the statute of limitations been reached? Can they continue to call me and expect me to pay this $10,000 debt?


Asked on 1/16/07, 11:42 pm

2 Answers from Attorneys
OCEAN BEACH ASSOCIATES OCEAN BEACH ASSOCIATES

Re: Vehicle Repossession over 4 years ago

If it has been 4 years since your breach of contract then you may assert a statute of limitations defense. Call me directly at 1.619.222.3504.

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Answered on 1/17/07, 8:40 pm
Jonathan Stein Law Offices of Jonathan G. Stein

Re: Vehicle Repossession over 4 years ago

The statute of limitations is four years. You should not send them any letters at this point. You may want to consider retaining an attorney to advise the collection agency about possible FDCPA violations. You can read about the FDCPA and the statute of limitations at my blog, www.californiadebtblog.com

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Answered on 1/17/07, 10:56 pm


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