Legal Question in Credit and Debt Law in California
victimized debtor
used to work for a private company 7-8 years ago who owed debt to the insurance company who transferred the rights to a collection agency to collect. I signed a promissory note w/o personal guarantee. Collection agency filed a lawsuit w/ my name on the suit- don't remember receiving the service and was not aware until they called to notify me that there was a judgment- after it went in default. asked them to take my name off and they agreed after receiving some payments. left the company w/ understanding that they will take care of it. 7 years later- this May/2004, they called and harassed me at work and demand payment. filed a motion for vacating the renewal and set aside the default, but denied by the judge.
What can I do? I was only an employee. The collection agency acted in bad faith from the beginning to now.
They filed false allegation, defrauded me when I found out about my name on the judgment. They waited for the statue of limitation expired then go after me at no fault of mine.
Did not receive of the judgment since they mailed to the old address of the company and the renewal was sent to a po box that I do not own.
Tks
1 Answer from Attorneys
Re: victimized debtor
would need more information. May need to sue the collections company because it seems you may have otherwise exhausted your other avenue of attack, that is the judgment.
JOEL SELIK
Attorney at Law
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702-243-1930
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