Legal Question in Credit and Debt Law in California

Re: Wage Garnishment

They cannot garnish your wages unless they have sued you and obtained a judgment.

Re: Wage Garnishment

They cannot garnish wages without a judgment. Unless they have sued you and obtained a judgment, don't lose sleep over this.

Good luck.

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Re: Wage Garnishment

Many times it's a contest for the bill collectors to see who in the office can come up with the most bucks the next day by overnight mail. They can be very irritating -- and that's their job! As my colleagues said, though, the lawsuit is a lengthy process and sometimes it's not worth their while to file suit, hire an attorney, etc. You can also tell them not to call you again, and under the Fair Debt Collection Practices Act, they would have to stop. I would suggest that you pay what you can and catch up as soon as you can.