Legal Question in Credit and Debt Law in California

Re: Wage Garnishment

Pay them, settle with them, or file bankruptcy.

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Re: Wage Garnishment

When a vehicle is repossessed, the lender sells the car for its then value. If there is a difference between what you owe and the sale price, you are responsible for a "deficiency." If the lender sues you and obtains a judgment against you, that judgment is good for 10 years and accrues interest at the rate of 10 per cent per annum until it is paid. The judgment can also be renewed every ten years and, again, interest continues to accrue.

Take Mr. Gibbs' advice.