Legal Question in Credit and Debt Law in California

Re: Wage garnishment

If you have a judgment against you, the creditor may serve a wage garnishment on your employer. There is no court date. However the employer must notify you and you should receive a copy of the garnishment. That paperwork explains that you have the right to file a claim of exemption with the "levying officer" (usually the Sheriff). Unless the creditor files an opposition to your claim of exemption, the garnishment must be released. If the creditor files an opposition to claim of exemption, you will receive notice of a date on which your claim of exemption will be heard by the court.