Legal Question in Credit and Debt Law in California

Re: Need Help w/American Express Debt & Court Case!!!!

Your question really shouldn't be "what do you think the judge will make us pay", because the judge, unless assert a valid legal defense to American Express' lawsuit, will enter judgment in their favor for not only the amount due on the card, but accrued interest, attorneys fees and costs. The question really should be what can American Express collect from you with that judgment. Once they have a judgment they can make your life a living hell, including attaching wages (regardless of other debt, raising kids, etc...). You need to meet with a local attorney, and determine if you are even obligated to this debt. Even though you say you were not on the account, if you were married at the time the debt was incurred, and/or are still married, you probably have exposure. I'd strongly suggesting buying an hour of an attorneys time to discuss what to do - you may even need to consider bankruptcy as a possibility.

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