Legal Question in Credit and Debt Law in California
I need to know what is the best way to wipe out $192,000 in unsecured credit cards, I been getting calls from debt consalidation companies claiming they can get settle my accounts by 50% but they want to set up an account for them to collect 15% of the debt amount , are these companies a good way to deal with the credit companies or is there another way to handle it.
please call me 562-805-9143
3 Answers from Attorneys
We aren't allowed to call you. You need to speak to a lawyer who knows the bankruptcy law and can advise you about all your options, including having the debt 100% wiped-out in a bankruptcy.
Do not use a "debt consolidation company." Most of them are scams.
I have no idea what an attempt at negotiations may accomplish. You should talk to a good bankruptcy attorney either way.
Daniel Bakondi, Esq. [email protected] 415-450-0424
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This office can prepare the BK forms on your behalf for a reasonable fee or provide full representation if you prefer. Contact me directly.