Legal Question in Criminal Law in California

credit fraud

dear lawyers,

i need help for stopping someone using my identity continuously (for two year). i've contacted some law firms, but thers is no one willing to take this kind of cases. i have no way out. As a victim, my credit has been jeopardized. I went to small claim got rejected for different county . Is there a way that i can sue the person (former friend) for stopping him doing such things over and over again. By the way i have a lot of evidents and the person who fraud my identity has owned a restaurant. Can somebody help me?


Asked on 10/14/03, 6:14 pm

2 Answers from Attorneys

H.M. Torrey The Law Offices of H.M. Torrey

Re: credit fraud

we would need additional information regarding your claims, however, from the facts given so far, we feel strongly that we can help you remedy this situation in a very efficient manner. if you would like a free phone consultation, email us with your contact information today.

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Answered on 10/14/03, 6:21 pm
David Beauvais David J. Beauvais

Re: credit fraud

There are some steps you can take immediately to make sure that your credit is not damaged any further. The first thing to do is pull your credit reports from all three credit reporting agencies, Experian, Equifax and Trans Union. Identify the accounts opened in your name that do not belong to you. Pay attention to the "inquires" section of the reports which list the name of each creditor who has pulled your report to determine if there are any pending applications. Contact the creditors immediately, report the fraud and make sure any new applications are stopped and that existing accounts are closed. Ask for copies of all applications, statements and charge slips. Tell the credit reporting agencies to put a fraud alert on your credit reports so that when you apply for credit, your identity is confirmed before new accounts are opened. Make a report to your local police department.

You could bring a lawsuit against the person who did this. Whether it is worthwhile to sue may depend on whether the person you are suing has assets so that you can collect any judgment you obtain.

If you would like further information, feel free to contact me.

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Answered on 10/14/03, 8:00 pm


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