Legal Question in Criminal Law in California
Wage garnishment
This is in regards to a loan. I got a personal loan out in 2002 .I was unable to make loan payments due to work. I attempted to make payments less than my monthly payment but CREDITOR refused ..They wanted it all. Anyway, my acct went into a collection. They obtained a wage garnishment through default. I was not aware of court date. Anyway they started taking max out of my checks in april this year. I have a son and i am a partime worker. 25 hrs a week ..How can i go to court to stop this ridiculous amount. I am getting myself more in debt not being able to support my son and me. They take most of my check
2 Answers from Attorneys
Re: Wage garnishment
you can file a claim of exemption for the wage garnishment and a motion to vacate the judgment. you can email me and I will send you the forms. [email protected]
Re: Wage garnishment
You should have received notice of the garnishment and your right to file a claim of exemption. You may have been able to reduce the amount through this process. However, it is now probably too late. You can file a motion with the court to reduce the amount being withheld. The maximum that can be attached is 1/4 of your after tax income. If more than that is being withheld then you should be able to get the amount taken out reduced. Look for a local legal aid they may be able to assist you in this matter.
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