Legal Question in Family Law in California
Divorce rights
I got married 2 years ago and the house we live in was owned by my husband. When we refinanced the house, somehow my name ended up being the only name on the mortgage even though I was not making enough money to pay the mortgage. I am now wanting a divorce and want to know what my rights are regarding the house. Please help.
3 Answers from Attorneys
Re: Divorce rights
You have a financial interst in the home from the date of marriage. The nature of that interest may have changed (increased) when you refinanced if your name was also added to the deed and/or based on other facts. You should consult with an attorney regarding the facts of your case. The name on the loan does not alone determine ownership interest in the home or responsibility for maintainng this asset from a family law perspective - responsibility to the lender is another story. In other words, if your concern is that you leave your husband you will be saddled with sole responsibility for the mortage, that may not be the case. Depending on relative income, you may be able to get orders allocating responsibility for expenses, or to sell the home if that is necessary.
Re: Divorce rights
I would need more information to tell you what your rights are in this divorce regarding this property. It is highly dependent on what you want and need, and what your husband wants and needs. This can be a cumbersome task to figure out, and an attorney is recommended. If you need help at a reasonable rate my office may be able to help you.
Regards,
Joshua Hale
619.866.3535
Re: Divorce rights
It is presumed that any property acquired during the marriage is community property regardless of whose name it is acquired in. This means that you probably own 50% of the house. Once your name was put on title, that made you a 50% community property owner. If you owe more on the house than the equity in it, that makes you 50% liable.