Legal Question in Health Care Law in California

On 2/10/2011 I changed from Blueshield to Anthem Blue Cross Medical Insurance. On 2/17 I went to the doctor to have a lump under my chin looked at. He ordered a CT scan, which I have not had yet.

If they find something serious, is it possible Anthem will not pay because it could have been pre existing? I had continuous coverage without a break. Could both companies refuse my coverage?


Asked on 2/24/11, 12:43 pm

1 Answer from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

It depends on the type of coverage you have. If, as is most common, you changed insurance carriers because you changed employers or because you switched employer-provided plans, there should be no pre-existing condition concerns. Odds are your CT scan will come back negative.

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Answered on 2/24/11, 12:47 pm


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