Legal Question in Health Care Law in California

I owe a hospital over $11,000 for care provided to me for an accident that occurred this past summer. I have been denied assistance by the state even though the bills (including the ambulance and other specialists) easily surpass 50% of what I make in a year. They have said I can pay the balance immediately or send a minimum of $400 a month. This is simply impossible for me to pay currently. I have been paying all of the other bills consistently after setting up payment plans with other debtors. As long as I am willing to pay an amount monthly, and consistently, is it legal for the hospital to set such a high payment amount? If I choose to settle, is there a certain percentage allowable by law?


Asked on 12/19/09, 1:33 pm

1 Answer from Attorneys
George Shers Law Offices of Georges H. Shers

A creditor can establish whatever payment plan they want to. But it is better for them to select something that you can afford to pay and will then an amount you can not pay. You have to speak to them and try to get them to understand. You need to go through the bills and see how much they are padded. Hospitals often will charge twice the price of a treatment because only 50% of the clients pay. If you have automobile insurance, see if you can get a friendly claims adjuster to quickly look at the charges for you; they tend to be very busy so it is not likely you wil find one who will help [try the manager]. See if any of your insurance policies might pay for the bills. Point out to the hospital bill collectors that i fthey push too hard you will end up in bankruptcy and they will get only a portion of their claims paid.

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Answered on 12/24/09, 1:47 pm


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