Legal Question in Health Care Law in California

I work for a company which operates four hospitals.

Last week, we were informed that our medical insurance is changing (for the worse). Not only has our lifetime benefit been reduced from $500K to $300K, (which in itself is a joke), but our doctor co-pay is going up as is my deductions for dependent coverage.

This plan also carries a disclaimer which says that if we have services rendered at a non-network hospital (not one of our four), that we will be responsible for 60% of the charges. And this includes whether we're in a life-threatening condition or are unconscious at the time.

Is this last part legal?


Asked on 12/28/09, 5:19 am

1 Answer from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

It appears to be, unfortunately. It's not to late to write to your member of congress with your suggestions on how to fix the health insurance industry.

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Answered on 1/03/10, 4:01 am


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