Legal Question in Insurance Law in California

got into accident

we we not able to pay our renuwal fee of our car insurance on time then my wife get into accident but she mailed the fee 4 days before the accident. then the insursce comp. return our fee for a refund. w/c means that we don't have couverage at the time of accident. is this legal? the problem is that my wife is at fault and the car she hit was a total wreck. pls help us , we don'tknow what to do. and my wife was diagnose with DIABETIS and now she is physically, psychological and emotionally upset .please help us co'z we don't know what to do as of this time..... pls help us .....


Asked on 5/25/09, 5:29 am

1 Answer from Attorneys
Steven Murray Steven W. Murray, APC

Re: got into accident

Do you know when the insurance company received your wife's check? Did you keep the envelopes involved? You are probably best seeing a lawyer as there are technical rules regarding cancellation of policies for nonpayment of premium and for nonrenewal of policies for the same reason. Cancellation and nonrenewal are not the same thing, and are treated differently. In the meantime, consider not discussing anything with either your own insurer the other side until you get some competent advice.

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Answered on 5/26/09, 4:06 pm


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