Legal Question in Insurance Law in California
Breach of contract
what is the name of the type of case involving a plaintiff suing an insurance company for denying claim benefits?
2 Answers from Attorneys
Re: Breach of contract
Google [insurance bad faith]. These are good lawsuits, if you are the policyholder. If you are not the policyholder (you are aggrieved that someone else's insurance wouldn't pay you for a claim) you only have the right to sue the other party, not his or her insurance company. You need to consult a lawyer before doing ANYTHING AT ALL with regard to an insurance claim involving bodily injury or significant money.
Re: Breach of contract
It would be a "bad faith" case. You would also have a regular breach of contract case, and perhaps a declaratory relief action. You should contact an attorney who works with insurance coverage because it is a fairly specialized area of law. Good luck.
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