Legal Question in Insurance Law in California

Help Please

I had my car in a repair shop, which was also the place where I bought my car. I had the car and it broke down about a month later, so I took it there to get it fixed. I was going to be responsible for the repairs. Three days after I called to see if my car was ready and they told me that their buisness had bee vandelized and burnt down. My car was totaled. I called my insurance company and filed a claim. I had full coverage insurance. I also called their insurance broker and filed a claim with them. Needless to say my insurance compant is not going to pay for it, because it was in the care of a repair shop and my claim was never filed to the other insurance company. I contacted the buisness owner and he said that they would not help me. So now I am stuck with a car payment and no car. I need help finding out who is respomsible and what kind of legal action to take. Thank you.


Asked on 7/27/05, 2:32 am

2 Answers from Attorneys
Joel Selik www.SelikLaw.com

Re: Help Please

Your insurance company needs to handle this and then they can go after others who may be responsible.

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Answered on 7/30/05, 11:28 am
Carl Starrett Law Offices of Carl H. Starrett II

Re: Help Please

Demand a statement from your carrier on why they are denying coverage. It sounds like the claims adjustor is being lazy. In a situation like this, the proper procedure is for your carrier to pay the damages and then seek reimbursement from the auto shop or the owner. Unless your carrier can point to a clause in your coverage that this claim is not covered, they should pay. You may need to retain a local attorney who has experience in bad faith litigation.

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Answered on 7/30/05, 1:00 am


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