Legal Question in Insurance Law in California

Re: can i claim losses for losing my job

If I understand your question, you're asking about whether you can claim lost or future wages when making a claim against the other driver. If that's the question, the answer is "yes," within reason. The law requires that you mitigate -- i.e. lessen -- your claim by diligently looking for alternative work.

Re: can i claim losses for losing my job

As is true of most insurance questions, the answer depends upon the language of your policy. Some policies don't cover lost income at all, while others cover sick days but not job loss. I don't believe many policies include job loss coverage (this is what unemployment insurance is for), but perhaps yours does. Review your policy language and, if you still aren't sure what coverage it provides, call your broker or agent. You might also want to have a lawyer review it with you.

Good luck.

Re: can i claim losses for losing my job

Sure - if you can show the requesite connection between the accident and the wage loss. I am not sure why this is in the insurance section though - are you making an insurance claim against the other driver?

Re: can i claim losses for losing my job

Mr. Cohen and I read your question differently, but his may have been the correct reading. The fact that you posted this question under Insurance Law led me to believe you were asking about your own insurance. If you are actually asking about someone else's then Mr. Cohen's answer is correct -- though the same analysis would apply even if the other person has no insurance. After all, your claim would be against the other person; his insurance company would pay on his behalf if his policy covers such claims, but if he lacked insurance he would have to pay from his own funds.