Legal Question in Insurance Law in California
About a couple of months back, I was hit by a car when riding my bicycle. I think it was mostly my fault (unintentionally/accidentally crossing during a red light). The hit itself was very light, and I suffered minor injuries, and my bike was damaged a little too. The cops were there and we exchanged contact information. Now, AAA auto insurance of the person who hit me, sends me a mail asking me to pay about $2,600 for damages to the person's car. I do not own a car, so I don't have any auto insurance. Is there any way I can negotiate this, or alleviate the fine amount?
1 Answer from Attorneys
Yes you can. This is known as subrogation. You may be able to give them 500,00 or so. If they have to file suit it will cost them a few hundred dollars plus a third of the total they collect for attorney fees. If you have auto, homeowners, renters or an umbrella policy one or more of these may cover this.
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