Legal Question in Insurance Law in California
can i as a employee put my daughter who is 37 yrs old on my medical insurance as an LDA.
she lives with me and has lived with me for quite sometime and was just laid off her job of 3 yrs business gone bad. she has no medical insurance and the company she worked for had no medical insurance either. she was considered permanent part time working approximately 25 to 30 hours a week.
1 Answer from Attorneys
It is highly unlikely, but it is a matter of the terms of your employer's plan. You should check with your plan administrator. Generally a LDA must be disabled or incapacitated in some way, such physically or intellectually "challenged" as they like to say today. Some plans require that the LDA actually be under a guardianship or conservatorship. Again, check with your plan administrator.
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