Legal Question in Insurance Law in California

Re: HOA fees cover car vandalism

I doubt it, but anything is possible. The HOA's job is to maintain the community's common areas and run its business affairs, not to pay for losses it did not cause which are incurred by visitors. Even so, the HOA might have an insurance policy which would cover your loss. It can't hurt to ask. Just don't be surprised if the HOA declines to help.

This is the sort of loss that your own car insurance might cover. If it doesn't, then you will probably have to absorb the loss yourself unless you can find the vandal.