Legal Question in Insurance Law in California
If an insurance company denies a claim and I take the insured to small claims court and win does and the insurance company pays does that mean they accepted fault?
Asked on 9/13/09, 8:08 pm
2 Answers from Attorneys
Robert F. Cohen
Law Office of Robert F. Cohen
Insurance carriers often deny valid claims using a risk-benefit analysis, figuring that most people won't spend the effort and/or money to fight the denial in court. Once its insured is found liable, though, the carrier has a duty to protect the insured.
Answered on 9/13/09, 8:15 pm
Steven Murray
Steven W. Murray, APC
Yes, they accepted liability and paid their insured's judgment debt.
Answered on 9/14/09, 1:04 pm
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