Legal Question in Insurance Law in California

Liability for helping a neighbor

My house was damaged in a windstorm by a neighbor's patio structure. Their insurance is calling it Act of God, and will not cover our damages (Act of God makes it a no-fault accident). The insurance company also told my neighbors that if they (the neighbors) offered to help us financially they would be claiming responsibility and could be sued by us. Is this true?


Asked on 2/16/08, 11:48 pm

1 Answer from Attorneys
Kurt Boyd LAW OFFICES OF KURT BOYD

Re: Liability for helping a neighbor

An offer to help isn't an admission of fault, so that part is wrong. Without more, the carrier is probably right on its "Act of God" position on coverage.

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Answered on 2/21/08, 10:21 pm


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