Legal Question in Insurance Law in California
Liability Insurance
I was one of two registered owners of a vehicle that was in an accident in July 2007. My son was the primary driver (the one who had the accident). He had no liability insurance only comp & coll. The insurance company of the individual involved in the accident made an attempt to collect the monies from my son that they paid out for their client. My son didn't pay the money. The insurance company sent the the bill to collections. Collection sent a letter addressed to myself and my son stating that if the money is not paid they would file a judgment and a judgment would be against both of us and we both could have our licensed revoked. My question is, am I liable to reimburse the insurance company since it was my son that had the accident. Can my license be revoked? even though I wasn't the driver. Please advise?
Thanks
1 Answer from Attorneys
Re: Liability Insurance
The owner of a vehicle is liable for damages caused by the vehicle that they own if the driver has the owners permission to operate the vehicle.