Legal Question in Insurance Law in California

Liability of Lienholder

If a legal owner of a vehicle gets into an accident and does not have insurance, can the lienholder (A PRIVATE INDIVIDUAL) be held liable in any way?


Asked on 4/14/07, 4:10 pm

3 Answers from Attorneys
Carl Starrett Law Offices of Carl H. Starrett II

Re: Liability of Lienholder

Being a lienholder cannot be a basis for liability under the circumstances you described.

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Answered on 5/01/07, 12:14 pm
Edward Hoffman Law Offices of Edward A. Hoffman

Re: Liability of Lienholder

Holding a lien on a vehicle does not make the lienholder liable for the driver's actions. Of course, depending upon the facts of the case, it's possible that he would be liable for some other reason.

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Answered on 4/30/07, 9:49 pm
Jonathan Stein Law Offices of Jonathan G. Stein

Re: Liability of Lienholder

You cannot be held liable just because you are the lienholder. However, you should have an insurance policy to cover damage to the car. Otherwise, once it is involved in an accident, you won't have anything of value if the owner stops paying.

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Answered on 4/30/07, 10:46 pm


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