Legal Question in Insurance Law in California

Liability

I am looking to start a small business involving taking 12 school age children on outings to local museums and theatres in the city. We will be driving in a rented (insured) van. We will only be in public places. I have two other adults overseeing the kids with me. What are my concerns regarding liability? Must the parents sign waiver or should we stipulate anything in a contract or can we just be casual having the parents pay us by check without a formal contract?


Asked on 7/20/01, 1:21 pm

2 Answers from Attorneys
Steven Murray Steven W. Murray, APC

Re: Liability

You are undertaking substantial liability in the new business. I suggest you consult an attorney to talk about a corporation/llc, or other protective business formats. You should obtain CGL and auto and professional liability coverage -and I suggest you check and see what kind of state/local license you may need to engage in child care. You are almost operating a camp for children. I don't think you can just open up for business.

Read more
Answered on 7/24/01, 5:37 pm
Ken Koury Kenneth P. Koury, Esq.

Re: Liability

A cotract or waiver is not legally required but it would be a good idea. I would also have liability insureance on the business, not just the van.

Read more
Answered on 7/21/01, 1:05 pm


Related Questions & Answers

More Insurance Law questions and answers in California