Legal Question in Insurance Law in California

Liability of wrecked borrowed car

Man#1 borrowed a car from man#2. Man#2 has no insurance. Man#1 has full coverage, but on his own car. Man#1 wrecks car.

Question #1. Is man#1 liable for damages sustained to

the car?

Question #2. Does man#1's insurance cover the damaged

car?


Asked on 5/30/01, 9:26 am

2 Answers from Attorneys

Ken Koury Kenneth P. Koury, Esq.

Re: Liability of wrecked borrowed car

1. Only if he was the cause of the accident.

2. He needs to read the policy.

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Answered on 6/06/01, 1:18 am
Neil Newson Neil C. Newson & Associates

Re: Liability of wrecked borrowed car

The liability for the accident rests with the party or parties that cause the accident in proportion to their fault.

YOUR POLICY WILL COVER YOU FOR LIABILITY UNDER THE PROVISIONS FOR TEMPORARY SUBSTITUTE VEHICLE AND MAY WELL COVER THE DAMAGE TO THE VEHICLE THAT YOU WERE DRIVING. TWO THINGS NEED TO BE DONE RIGHT AWAY.

1. REPORT IT TO YOUR CARRIER

2. READ YOUR POLICY

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Answered on 6/06/01, 10:38 am


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