Legal Question in Insurance Law in California
Liability of wrecked borrowed car
Man#1 borrowed a car from man#2. Man#2 has no insurance. Man#1 has full coverage, but on his own car. Man#1 wrecks car.
Question #1. Is man#1 liable for damages sustained to
the car?
Question #2. Does man#1's insurance cover the damaged
car?
2 Answers from Attorneys
Re: Liability of wrecked borrowed car
1. Only if he was the cause of the accident.
2. He needs to read the policy.
Re: Liability of wrecked borrowed car
The liability for the accident rests with the party or parties that cause the accident in proportion to their fault.
YOUR POLICY WILL COVER YOU FOR LIABILITY UNDER THE PROVISIONS FOR TEMPORARY SUBSTITUTE VEHICLE AND MAY WELL COVER THE DAMAGE TO THE VEHICLE THAT YOU WERE DRIVING. TWO THINGS NEED TO BE DONE RIGHT AWAY.
1. REPORT IT TO YOUR CARRIER
2. READ YOUR POLICY