Legal Question in Insurance Law in California

I loaned my car to my friend who got into an accident. I later discovered that my policy cancelled 5 days prior the accident and got reinstated 4 days after the accident. The other party is suing for injuries; however, my friend's insurance Mercury is requesting that we fill out a statement stating that we loaned her the vehicle. They told us by doing so I may be covered under her policy since I didn't have coverage at the time and she was driving the car. Is this true? I want to make sure I am not responsible for anything if I agreed to complete this statement. Per Mercury, they stated that all I have to do is complete the form and show proof that my policy cancelled and they will take care of everything with the other party.

Please help!

Thanks,

Linda


Asked on 8/16/10, 7:00 pm

1 Answer from Attorneys
Michael Stone Law Offices of Michael B. Stone Toll Free 1-855-USE-MIKE

Mercury has a reputation and I would not trust anything they say, including that your insurance was properly canceled. While you did loan the car, I have no idea what the document says so I won't opine on whether it would be a good idea to sign it. It's not clear to me that you are required to do anything.

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Answered on 8/21/10, 7:09 pm


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