Legal Question in Insurance Law in California
Lost a loaned car
My son was driving his friends car
and has had an accident in which the
car is totalled(totally lost). His friend
says that he did not have comprehensive
coverage for the car (though it is still on loan).
1) Will my son have to pay for the car
in this case?
2) In case the car has conprehensive coverage,
will the insurance company demand the cars
value from my son?
3)Can my sons friend sue him for any damages?
1 Answer from Attorneys
Re: Lost a loaned car
If your son caused the accident, he will be liable for the damages to property (and injury to others). If the friend had insurance on the car, the co. will pay the property damage and come after your son (called subrogation). If this occurs, the friend cannot sue for property damage, but can still sue for personal injuries, etc. You don't mention whether anyone was hurt in the accident.
If your son had his own insurance (or under yours), it MAY cover the damage, but you will need to read your policy. And they may still seek reimbursement from your son.
If I can be of further help, please contact me at (714) 639-6582. Thank you.
Related Questions & Answers
Looking for something else?
10,200 active attorneys ready to answer your legal questions today.
Featured Attorneys
Earn additional revenue and grow your business.
