Legal Question in Insurance Law in California

Re: Paid for school sports ins. and school never turned in money now claim denie

If the insurance policy was purchased through the school and it handled all of the transaction, California case law makes the school the agent of the insurer and thus the insurer can be held liable. The school is also liable. Do not accept any refund checks if sent - and since the school is now stonewalling you, I suggest a few letters from a knowledgeable attorney will get all of your son's bills and your other expenses paid.

You should write the insurance company and send copies of all bills demanding payment and require a written response. Do the same to the school, but demand the school give you copies of all of its paperwork with the insurer which will establish the agency. Do not discuss this on the phone - make the insurer and the school write their positions.

Remember that any claim against a public entity like a school must be filed very soon, so do not let this matter languish.

Re: Paid for school sports ins. and school never turned in money now claim denie

Obviously, you took comfort in knowing that sports injuries would be covered and, therefore, you let your child play intramural sports. The school should be responsible for the medical bills and his pain and suffering. Certain short statutes of limitation apply if it's a public school. You should talk to a personal injury attorney immediately. Good luck, and I hope your son is feeling better.