Legal Question in Insurance Law in California

Paycheck Protection

I'm a medically retired Correctional Officer. I bought a paycheck protection insurance from ccpoa. They pay me for 2 years while in the process of retiring. My retirement was final not to long ago and Cal Pers pay me retroactive. CCPOA/the paycheck protection ins. wants me to pay them back most of the money I received from them. My retroactive was for 38,000 and they want 27,500 back. Can they do that? I payed for this ''Insurance''. This is my retirement they want to take away from me, please HELP!!!!


Asked on 8/22/06, 12:21 am

2 Answers from Attorneys
Robert F. Cohen Law Office of Robert F. Cohen

Re: Paycheck Protection

I would look at the written insurance agreement that provides that you have to reimburse them. Generally, with insurance, one only has to pay the deductible. Why then would you pay those premiums all of those years to get, essentially, nothing?! On the face of it, it seems that your position might be justified, but certainly more information must be obtained.

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Answered on 8/30/06, 3:28 pm
Steven Murray Steven W. Murray, APC

Re: Paycheck Protection

YOu need to go to a lawyer right away and bring the policy, all correspondence, and the paperwork from your "retroactive" and regular retirement. It sounds like the insurer is saying you got money before you were supposed to, and they did not know it, so you cannot get paid twice for the same time period. The policy language and your applications for benefits will determine the answer to your dilemma. By the way, how did the insurer find out about this?

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Answered on 8/30/06, 8:40 pm


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