Legal Question in Insurance Law in California

Pedestrian vs Auto, Underinsured coverage

A pedestrian is killed while crossing the street by a driver with $30,000 worth of coverage. The pedestrian had underinsured motorist coverage on his own auto insurance policy. A claim was made against the pedestrian's policy for his BI limit less $30,000. It was denied by his insurance company because he was not a passanger of an auto at the time of the accident. Is this correct?


Asked on 9/10/01, 4:46 pm

1 Answer from Attorneys
Charles Rossman Charles Rossman Injury Lawyer

Re: Pedestrian vs Auto, Underinsured coverage

Generally, Under insured motorist policies are broad enough to cover pedestrians in certain situations. This could be one of those a review of the policy language is called for. The rejection is to be expected and is not conclusive. I would be interested in speaking to you about this further.

Good Luck = Charley Rossman/562 267 7777

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Answered on 10/25/01, 7:25 pm


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