Legal Question in Insurance Law in California
Personal Injury Coverage for Rental unit
Does my homeowners insurance cover my tenants in my rental unit (condominium)from personal injury?
2 Answers from Attorneys
Re: Personal Injury Coverage for Rental unit
Probably not if your question means that if the
tenants are sued by someone, will your policy provide them
with defense/coverage, unless they are
additional insureds under it.
If you mean if your tenants make a claim against
you for their personal injuries, probably unless
your policy contains a certain type of exclusion
for business pursuits.
Which is it - are they the defendant or are you? If the latter,
you might also obtain coverage under the HOA policy, depending
on the circumstances of the incident and the
specific policy involved.
Contact me if you have any questions.
Re: Personal Injury Coverage for Rental unit
Probably not. But if you'd like to fax your policy and the nature of the claim, we'd be happy to review it for you.
Related Questions & Answers
-
Insurer tries to rip off the victim of an auto accident We are at a dilemma as to... Asked 5/25/00, 10:13 pm in United States California Insurance Law