Legal Question in Insurance Law in California

Personal Injury Coverage for Rental unit

Does my homeowners insurance cover my tenants in my rental unit (condominium)from personal injury?


Asked on 6/02/00, 10:55 pm

2 Answers from Attorneys

Steven Murray Steven W. Murray, APC

Re: Personal Injury Coverage for Rental unit

Probably not if your question means that if the

tenants are sued by someone, will your policy provide them

with defense/coverage, unless they are

additional insureds under it.

If you mean if your tenants make a claim against

you for their personal injuries, probably unless

your policy contains a certain type of exclusion

for business pursuits.

Which is it - are they the defendant or are you? If the latter,

you might also obtain coverage under the HOA policy, depending

on the circumstances of the incident and the

specific policy involved.

Contact me if you have any questions.

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Answered on 7/19/00, 1:52 pm
Jonathan Colman Jonthan H. Colman and Associates

Re: Personal Injury Coverage for Rental unit

Probably not. But if you'd like to fax your policy and the nature of the claim, we'd be happy to review it for you.

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Answered on 7/20/00, 12:03 am


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