Legal Question in Insurance Law in California

Personal injury

Can you tell me if the language in my umbrella policy of ''personal injury'' would exclude everything that is not bodily injury, simply by legal definition? (There is no exclusion in the policy stating this.)


Asked on 3/20/07, 12:51 am

1 Answer from Attorneys
Steven Murray Steven W. Murray, APC

Re: Personal injury

"Personal injury" is defined in the umbrella policy. It is ususally a specific group of "offenses" such as malicious prosecution, false arrest, wrongful eviction, etc.

"Bodily injury" is defined therein also, as it is physical injury.

The two "injuries" are not the same, and an exclusion from coverage for one does not automatically apply to the other.

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Answered on 3/23/07, 3:27 pm


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