Legal Question in Insurance Law in California
Question regarding an insurance claim
I was recently involved in an accident in which I was at fault. My insurance had lapsed at that time (I didn't know it at that time). I was never contacted by thier insurance company.
We were just told that thier insurance company sent my husband, who wasn't even in the car, but to whom the car is registered, a letter stating they sent him to collections for $3500 in damages to thier vehicle. It wasn't sent to our home address, but to my husband's parent's address.
What rights does he have?
Shouldn't the insurance company be sending me, as the driver in the accident, the bill?
Do we have a right to see a repair bill to substaniate thier claim of $3500 in damages?
1 Answer from Attorneys
Re: Question regarding an insurance claim
Under California law, the owner of a vehicle is liable for the negligence of the driver, who is using the vehicle with the owner's permission, up to statutory limits of $5,000 for property damage and $15,000 per person/$30,000 per collision for bodily injury.
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