Legal Question in Insurance Law in California

Re: Renting a fourplex townhome/condo?

You are going to have to pay for it if the owner won't so contact the warranty company and find out if tenants can buy it. If so, no problem. If not, let the owner buy it and you will pay for it.

Re: Renting a fourplex townhome/condo?

You can get renter�s insurance which cover damages to the �contents� of the home � basically everything that you brought into the home. Depending on the particular working of the renter�s policy, your possessions would be covered for damage caused by failures in the home itself (e.g. a roof leak, burst plumbing lines, etc.).

As the interior of the home itself, you are not responsible for the repair and maintenance of the building components (walls, flooring, plumbing, etc.), unless it is specifically called for in your lease. The landlord should first-party insurance the home, covering damage caused by fire or natural disaster. Hope that answers your question.

If your lease requires you to repair and maintain the interior of the home, I am not aware of any "warranty" products out there for a 37-year old home.

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