Legal Question in Insurance Law in California
uninsured motorist not at fault in collision with insured motorist
My Brother was in a collision recently. He was on a motorcycle (uninsured) and a lady in a car hit him. His leg is broken and he missed about 2 months of work. The lady had only the minimum coverage required by law I believe, so her company paid 50,000. She is paying nothing out of pocket for the remainder of his medical bills. I have heard from multiple people that since he was uninsured he cannot sue for pain and suffering and lost wages, but can he sue for the remainder of his property damage/medical bills?Please help!
3 Answers from Attorneys
Re: uninsured motorist not at fault in collision with insured motorist
Go to a lawyer and let him/her investigate whether or not your brother (or his wife, dependents, etc.) have any remedies against the lady defendant, her insurer, his other insurance (medical, homeowners, worker's comp., etc.) or any other party. A contingency lawyer will find out about any possibilities which he might have, but there are too many questions to ask to set forth here.
And his being uninsured (are you sure - ask the lawyer) means he cannot recover against her for pain and suffering (non-economic losses).
Re: uninsured motorist not at fault in collision with insured motorist
He -can- sue for lost wages, but not for pain and suffering, unless he signed a release to get the $50k, in which case he may be out of luck.
Re: uninsured motorist not at fault in collision with insured motorist
Your brother can collect medical bills and wage loss, generally referred to as economic damages. He cannot collect pain and suffereing, generally called non-economic damages. However, if he signed a release, he can probably not sue for anything.
You can read more about these topics here:
http://www.calpiblog.com/2005/12/you_are_in_an_a.html
and here:
http://www.calpiblog.com/2005/12/settling_your_p.html