Legal Question in Insurance Law in California

unisured accident

yesturday I let my couisn use my truck. she got into an accident that involved 3 cars and was her fault. she did not know that I didnt have insurance. I had a old insurance card in the glovebox and she gave that information. I dont know what to do or where to start


Asked on 2/09/07, 9:02 am

1 Answer from Attorneys
Jonathan Stein Law Offices of Jonathan G. Stein

Re: unisured accident

Let's start with something basic: why did you lend her your car if you had no insurance? That being said, there are some things to do.

Ask your cousin if she had insurance. Normally, insurance follows the car. However, if the car is uninsured, the driver's policy will USUALLY provide coverage while the driver is in another non-owned vehicle. So, ask your cousin if she had insurance.

If neither of you had insurance, you will probably start getting calls and letters from the insurance company and then a collections agency. You should start reading up about this. You can read more about the insurance company tactics with uninsured motorists at my blog, www.calpiblog.com

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Answered on 2/17/07, 12:06 am


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