Legal Question in Employment Law in California
medical benefits
I was working with my employer for 3 years until they went out of business. Each check they took out money for my medical plan but i never used my medical benefits. Is there a way to collect the money?
2 Answers from Attorneys
Re: medical benefits
You don't get that money back. If the employer was paying insurance premiums with the money it deducted from your check, you were paying for the coverage. The fact that you didn't use the insurance is irrelevant. Just as you would not ask your car insurance provider to return your money used to pay the premiums, if you never make a claim, you cannot get medical insurance back simply because you didn't make a claim.
Re: medical benefits
However, if they took the money and didn't pay the insurance premiums, you should be entitled to the money back.