Legal Question in Landlord & Tenant Law in California
My grandmother lives in an apartment complex for seniors 62+. Several tenants have purchased a satellite dish. As a matter of fact, the management allowed my grandmother to relocate to a different unit so that she could acquire a good signal. Now, the management company is requesting that all tenants have at least $50,000 liability insurance on their satellite dish. Shouldn't they have informed people of this requirement BEFORE they decided to purchase/install the dish? It seems unfair to impose this new policy after the fact. I would appreciate any legal help or advice. Thank you.
Sincerely,
Bahar
2 Answers from Attorneys
Your grandmother might want to check with her renters' insurance carrier, if any, as to whether liability from a satellite dish would be covered.
Also, all of the occupants might buy some kind of group liability policy to reduce the cost. I do think it is unfair to do this after the fact. But, if something should happen such as the dish falling on someone on the walkway, your grandmother could face some hefty liability.
Your grandmother should be carrying renters insurance, and liability coverage is pretty much always included, generally at $100,000 with higher coverage available for a higher premium. As for fair, it is not fair to do this after the fact, but it is not illegal. Though if your grandmother has a lease, it may be illegal to do it until the lease is up. If she is on month to month, then 30days notice is all that is required.
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