Legal Question in Personal Injury in California

I think you probably misunderstood them because what you state they said in nonnsense. If you child was in the vehicle, they are entitled to any reasonable health care benefits incurred or paid. There is no time limit before medical treatment starts to count. A guardian ad litem [usually one of the parents] must be appointed in order to receive the funds for the minor and to settle the case on their behave. Unlike you, as an adult, who must sue within 2 years of the date of the accident, a minor who has not had a guardian appointed has two years after they turn 18 to sue [the 20 years you are talking about].

The insurance company makes a settlement offer to you; you can reject it and demand more. Normally they will offer somewhat less than the objective value of the case.

Sounds to me like the insurance company is playing you for a fool because you are not represented by a lawyer. If you have substantial medical expenses you can become a guardian ad litum and have the right to collect expenses incurred for your child.

Why would you try to handle a P.I. case on your own. 99.99% of the time, a P.I. attorney will get you more money than you would have received on your own.

Check out my website at www.automobile-accident.net or you may call me for a free consultation at 800-816-1529 ext. 1.